Frequently Asked Questions

Leasing is a financial arrangement where you pay a fixed monthly fee to use a vehicle or piece of equipment for a specified period, rather than purchasing it outright. At the end of the lease term, you typically have the option to return the asset, extend the lease, or purchase it at a predetermined residual value. This allows you to access the assets you need without tying up large amounts of capital.

In operational leasing, the lessor retains ownership of the asset and bears the residual value risk. Monthly payments are typically lower, and at the end of the term you return the asset. In finance leasing, you effectively finance the purchase of the asset with the option to own it at the end of the term. The asset appears on your balance sheet, and you bear the residual value risk. Our team can help you determine which structure is best for your situation.

We offer leasing for a wide range of assets including passenger cars, commercial vehicles, industrial machinery, construction equipment, medical devices, IT infrastructure, office technology, and production line equipment. If you have a specific asset in mind that isn't listed, please contact us and we will assess the possibility.

Applying is simple. You can use the contact form on our website, call us at 0611 39 6 39 0, or email us at info@a-lease-anl.it.com. One of our leasing advisors will guide you through the process, help you select the right product, and assist with the documentation. Most applications can be completed entirely online.

For most standard applications, we provide a decision within 24 hours. More complex applications involving large sums or specialized equipment may take 2-3 business days. Our goal is to make the process as fast and efficient as possible while ensuring thorough due diligence.

Required documents typically include: valid identification (passport or ID card), proof of address, recent bank statements (3 months), financial statements for businesses (last 2 years), and a completed leasing application form. Additional documents may be required depending on the type and value of the asset being leased.

Yes, we welcome applications from self-employed individuals and freelancers. You will need to provide proof of income, tax returns, and business registration documents. Our team will work with you to find a solution that fits your financial situation.

We offer flexible lease terms ranging from 12 to 60 months for most assets. The ideal term depends on the type of asset, its expected useful life, and your budget preferences. Longer terms generally result in lower monthly payments, while shorter terms give you more flexibility to upgrade.

Yes, early termination is possible, but it may involve certain fees depending on the terms of your contract. We recommend discussing your options with your account manager before signing, as we can structure the contract to include early termination clauses if needed. We always strive to find the most flexible solution for our clients.

At the end of your lease term, you typically have three options: (1) Return the asset and walk away, (2) Purchase the asset at the predetermined residual value, or (3) Extend the lease under new terms. Your account manager will contact you a few months before the end of your term to discuss your preferences and options.